Welcome, Chip Sutherland!

Wilson & Muir Bank & Trust Co. President & CEO, Frank Wilson, announced in August that Robert E. “Chip” Sutherland, Jr., has been appointed as Wilson & Muir Bank & Trust Co.’s newest Director. Wilson commented, “I am very excited that Chip is joining the WMB Team. He has an incredible resume and will bring a wealth of knowledge to our Board of Directors. We look forward to his contributions to Wilson & Muir Bank and its future growth.” Sutherland graduated from the University of Kentucky in 1996 with a bachelor’s degree in economics. He continued his education at Bellarmine University, where he attained his MBA in 2001. Sutherland began his career in public finance in 2002 with Hilliard Lyons which was later acquired in October 2019 by Baird Financial Services Co. His responsibilities providing investment banking and advisory services to Kentucky issuers have led to more than $10 billion in issuances for Kentucky entities including working with municipalities, K-12 schools, universities, municipal utilities companies and healthcare institutions. A native Bardstonian, Sutherland and his wife, Nora, now reside in Jefferson County where they enjoy three daughters, Abigail, Lucy and Lilly.
CATEGORIES: Employee Spotlight  

Wilson & Muir Bank & Trust Co. Announces Three Promotions

For Immediate Release: The Board of Directors of Wilson & Muir Bank & Trust Co. announced three promotions at the Shareholder’s Meeting on February 10, 2020. James Ryan Bratcher and Mark N. Hardin were promoted to Senior Vice President and Tonya Green was promoted to Lending Officer. President and CEO, Frank B. Wilson commented, “Ryan, Mark and Tonya have made valuable contributions to our organization since they joined the WMB family and these promotions are intended to acknowledge their contributions and the crucial role they have played in the past and will continue to play in the future.” Ryan Bratcher joined WMB in June of 2002. He is a life-long resident of Leitchfield and a 1995 graduate of Grayson County High School. He went on to the University of Kentucky to obtain a Bachelor’s Degree in both Finance and Business Management in 2000. He started his banking career at Bank of Louisville, now BB & T, where he worked for two years in lending before joining WMB. Since joining WMB, he has done a remarkable job growing his portfolio to one of the largest and most diverse in the organization. One of the keys to his success is his commitment to working actively in the community on various civic endeavors. He is currently serving on the Grayson County Industrial Development Board, the Twin Lakes Regional Medical Center Board, Grayson County Chamber of Commerce Board and he is Chairman of both the Leitchfield and Grayson County Tourism Commissions. Mark Hardin joined WMB in September of 2011. He is a life-long resident of Louisville, a 1998 graduate of Male High School, a 2003 graduate of University of Louisville and remains active in the community. Mark spent the first seven years of his career with the Kentucky Department of Financial Institutions as an Examiner, all on the Safety & Soundness side. Mark’s initial duty at WMB was as Credit Analyst, with the primary focus of assisting commercial lenders with credit underwriting. His role has expanded tremendously to become one of the top commercial lenders in addition to maintaining his Credit Analyst role on the larger credits in the St. Matthews market. Tonya Green joined WMB in May of 2018 after working in a family business for a number of years. She is a 2003 graduate of Grayson County High School and a 2008 graduate of Western Kentucky University with a degree in Behavioral Sciences in Education, graduating Cum Laude. While she did not have any prior banking experience, her Branch Manager, Jenean Anderson has commented that she is an avid learner. Jenean went on to say, “Tonya has been a great asset to our Big Clifty office. She has proven over the past 1 ½ years that she can take care of the Big Clifty customers”. Wilson & Muir Bank & Trust Co. is a full service bank headquartered in Bardstown, KY with locations throughout Nelson, Grayson, Hardin and Jefferson Counties. For more information visit
CATEGORIES: Employee Spotlight  

Ruth Ann Thomas Voted Best Banker in Grayson County!

Ruth Ann Thomas, Manager of our Highway 62 office in Grayson County, was voted Best Banker in Grayson County by readers of the The Grayson County News Gazette! Below is Ruth Ann's story. First, let me say I am so honored and humbled to be voted Best Banker. Thank you. I was fortunate to begin my career in banking and WMB has been a very good fit for me for over 36 years. WMB has been a great place for me to work, raise a family and stay closely connected with the community. I consider many of my clients as true friends and family. I love getting to know them, being there for them and doing what I can to serve their banking needs. I’ve also been blessed to work with some really great co-workers who care for each other and the people in the community we serve. WMB’s family-friendly office environment makes it so rewarding to develop personal relationships and to support our families as needed. I’m so pleased to be part of WMB, a company that puts people first. WMB always makes it possible for employees to volunteer and be involved in our communities. We’ve had some good times over the years participating in events and causes like Bowling for Kids’ Sake, Ringing Bells for the Salvation Army, Grayson County Alliance Food Pantry, Relay for Life, and volunteering at schools. I am proud to call Grayson County my home. The people who live here are honest, hardworking and always there when a neighbor needs help, prayers, a hug or just to say “Hello”. I am a lifelong member of St. Paul Catholic Church and grew up on a farm in the St. Paul Community with seven brothers and two sisters. I met my husband, Myles, while attending Brescia College in Owensboro. I knew I wanted to raise my family in rural Grayson County and thankfully, Myles was ready to leave the city and marry a country girl. We are blessed with three children and one grandchild, who also love the outdoors; so with the farms and the parks we always spend as much time as possible outside. Thanks to WMB, I have been able to live a very rewarding life. It makes me very happy to be a part of a community that supports families and builds life-long friendships.
CATEGORIES: Employee Spotlight  

WMB Employee Spotlight: Recka Elder

Life is Truly Precious Recka Elder is a very familiar face to all WMB customers who regularly visit our bank location in St. Matthews. Most would know her as the Branch Operations Manager and Customer Service Representative at the Louisville branch. But, few know the story about her courageous personal battle. Back in 2013, Recka experienced a serious kidney issue for which she was hospitalized. Thankfully she fully recovered from that incident but her outlook on life would be changed forever. Recka vowed to share her personal survival story with others in order to raise awareness about preventing kidney disease. For over 6 years she has organized and coordinated an annual bake sale in the bank lobby to benefit the National Kidney Foundation. So far, she has raised in excess of $15,000 that has all been donated to the National Kidney Foundation. Our local customers now look forward to purchasing the home baked sweet treats at this annual event. Recka’s personal journey has carried over to her relationship with customers and employees at Wilson & Muir Bank. She continues to go above and beyond to raise awareness for a worthy cause which is near and dear to her, well aaaahhh, and her kidneys as well. Let’s hear it for Recka!
CATEGORIES: Employee Spotlight