When it comes to managing your money, there is a lot you can do on your own to save and spend efficiently. When you want to take your financial management to the next level – buying a house, taking a vacation, buying a car, starting a family – you need to work with a reliable bank. Choosing the right bank can be a huge decision, so we’ve made a quick checklist of what to look for.

Good Reputation and Relationship
Have you heard of the bank before? Has the bank been in the community for some time? While new banks may be trustworthy, there is something special about the history and growth of long-standing banks. Wilson & Muir Bank has been growing and serving for over 150 years. That’s a long time to learn how to serve in the ever-evolving industry.

Types of Accounts Offered
Of course, a checking account is a must-have for direct deposit and spending. If you’re looking to open a savings account, the bank must offer competitive rates to ensure your finances are growing as you’d like. Moreover, long-term investing is vital – banks that offer reliable IRA’s are focused on your future well-being. At Wilson & Muir Bank, our different types of accounts are designed for your various needs and visions.

ATM and Branch Locations
Is your bank conveniently located near your home or workplace? When choosing your bank, you want to make sure you can get to your bank or ATM quickly and efficiently to save money and time. WMB offers 11 conveniently located ATMs and 10 branch offices across Kentucky.

Technology
Simply put, if the bank has not gone mobile, they are falling behind. Online and mobile banking are now the norm. Accessing your finances at any point in the day is crucial, and WMB realizes this. We offer a suite of online and mobile services so that we can help you stay ahead of your financial management on your time.

Safety
This point cannot be stressed enough. Your bank must be able to protect not only your money, but your information and well-being. We recommend reading up on the services offered, history, and reviews to make sure you feel safe with that bank. When you read of the history of WMB and talk to our customers, you’ll know that safety is our top priority.

By using this checklist, you can be comfortable and confident in the decision you make with your bank. At Wilson & Muir, our mission is to build a good relationship with each customer while offering our best services for your financial well-being. Visit our website to learn more about our reputation, rates, and more.