At WMB we care about the financial well-being of our clients, so we're always on the lookout. In recent recent years fake check scams have become a problem, so to help protect and educate our clients we've listed some of the scams that you need to be aware of, as well as tips for avoiding them:

- If you win a prize and are told to send back taxes and fees, it's a scam.

- You get paid as a "secret shopper" and are told to wire money back, it's a scam.

- You sold an item online and the buyer overpays, it's a scam.

Here is how these scams work: You receive a check, then you'll be asked to send money back; this is a sure sign it's a scam. The best way to avoid this scam is to use caution and talk to someone you trust. Feel free to contact us before you act.

For a full list of tips check out the infographic and visit the ABA website here.