Tired of losing out to cash buyers? Need to buy your new home before selling your current home? Use your equity in your existing home to secure your dream home with a Bridge Loan! A Bridge Loan from WMB is designed to make your transition from one home to the other as smooth as possible using the equity in your existing home. Contact your WMB Mortgage Specialist today to learn more about our Bridge Loans. Watch our Bridge Loan video by clicking here. Find a WMB Mortgage Specialist by clicking here.

UPDATE: The Welcome Home Program experienced another successful offering! The program will close on Friday, February 17, 2023 at 5 p.m. ET. All requests must be reviewed for program compliance and are subject to the availability of funds. Also, the program will open again on July 6, 2023 at 8 a.m. ET. Get up to $10,000 or $15,000* towards the purchase of your home with the Welcome Home Program from Wilson & Muir Bank! Homebuyers who are a member of the United States National Guard, Military Reserves, or a surviving spouse of military personnel, as well as active or honorably discharged military may be eligible to receive grants up to $15,000*! Non-military individuals may receive up to $10,000. Welcome Home funds may be sufficient to cover all if not most of your down payment and closing costs. With Welcome Home Funds: - Limited Funds — first come first served - Up to $15,000 for down payment/closing costs for active or honorably discharged military, members of the United States National Guard, Military Reserves, or a surviving spouse of military personnel - Up to $10,000 for down payment/closing costs for non-military Income Limits Fayette: 1-2 Person Household: $67,520.00 | 3+ Person Household: $77,648.00 Grayson: 1-2 Person Household: $70,656.00 | 3+ Person Household: $82,432.00 Hardin: 1-2 Person Household: $58,320.00 | 3+ Person Household: $67,068.00 Jefferson: 1-2 Person Household: $67,760.00 | 3+ Person Household: $77,924.00 Nelson: 1-2 Person Household: $77,184.00 | 3+ Person Household: $90,048.00 Oldham: 1-2 Person Household: $67,760.00 | 3+ Person Household: $77,924.00 To find a Mortgage Specialist, click here. Wilson & Muir Bank is an Equal Housing Lender. NMLS #403246 Member FDIC

Building a new home or renovating your existing home? Take the risk out of rising mortgage rates. With WMB’s Extended Lock! With Extended Lock you can: • Lock in your rate for up to one year • Float down options available • Local decision making • Start the process today by applying online or contact your WMB loan officer by clicking here . Some restrictions and/or fees may apply.

Lock in your rate while you shop for your home with Wilson & Muir Bank's Lock & Shop Mortgage Plan! Lock & Shop Offers • 60 day lock • 20 days to finalize your contract • 40 days to close • Local decision making You can also choose any of the following mortgage options: • 15, 20, or 30 Year Fixed Rate Conventional Loan • Start the process today by applying online. Some restrictions may apply. Contact your WMB loan officer to learn more.

UPDATE: Our Welcome Home Program experienced another successful year! As a result of demand, our allocation of 2022 Welcome Home funds has been filled. Thanks for the referrals and for trusting us with your home buying needs! Get up to $7,500* towards the purchase of your home with Welcome Home funds from Wilson & Muir Bank! Homebuyers who are a member of the United States National Guard, Military Reserves, or a surviving spouse of military personnel, as well as active or honorably discharged military may be eligible to receive grants up to $7,500*! Non-military individuals may receive up to $5,000. Welcome Home funds may be sufficient to cover all if not most of your down payment and closing costs. With Welcome Home Funds: - Limited Funds — first come first served - Up to $7,500 for down payment/closing costs for active or honorably discharged military, members of the United States National Guard, Military Reserves, or a surviving spouse of military personnel - Up to $5,000 for down payment/closing costs for non-military Income Limits Grayson: 1-2 Person Household: $62,496 | 3+ Person Household: $72,912 Hardin: 1-2 Person Household: $52,080 | 3+ Person Household: $59,892 Jefferson: 1-2 Person Household: $61,520 | 3+ Person Household: $70,748 Nelson 1-2 Person Household: $70,080 | 3+ Person Household: $81,760 To find a Mortgage Specialist, click here. Wilson & Muir Bank is an Equal Housing Lender. NMLS #403246 Member FDIC

EDIT: Our Welcome Home Program experienced another successful year! As a result of demand, the program will close on Wednesday, May 12, 2021 at 5:00 p.m. EDT. Get up to $7,500* towards the purchase of your home with Welcome Home funds from Wilson & Muir Bank! Grants are available beginning March 1, 2021. Click here to see if you qualify! Homebuyers who are a member of the United States National Guard, Military Reserves, or a surviving spouse of military personnel, as well as active or honorably discharged military may be eligible to receive grants up to $7,500*! Non-military individuals may receive up to $5,000. Welcome Home funds may be sufficient to cover all if not most of your down payment and closing costs. With Welcome Home Funds: - Limited Funds — first come first served - Up to $7,500 for down payment/closing costs for active or honorably discharged military, members of the United States National Guard, Military Reserves, or a surviving spouse of military personnel - Up to $5,000 for down payment/closing costs for non-military - Income limits apply (see below) To find a Mortgage Specialist, click here. Income Limits Grayson: 1-2 Person Household: 62,784 | 3+ Person Household: 73,248 Hardin: 1-2 Person Household: 54,880 | 3+ Person Household: 63,112 Jefferson: 1-2 Person Household: 62,000 | 3+ Person Household: 71,300 Nelson 1-2 Person Household: 68,352 | 3+ Person Household: 79,744 Wilson & Muir Bank is an Equal Housing Lender. NMLS #403246 Member FDIC

Take advantage of this opportunity to lower your monthly mortgage payments! Mortgage rates sank this week, with the 30-year fixed-rate mortgage dropping to 3.56 percent from 3.71 percent, according to Bankrate's weekly survey. With mortgage rates currently so low, homeowners may want to consider refinancing. Click here to find WMB Mortgage Specialist near you. Apply online now!

Do you know someone looking to buy a home but is short on funds? Wilson & Muir Bank can help! Watch our video featuring Mortgage Specialst, Ron Layman to learn more. Watch our video by clicking here. Find your WMB Mortgage Specialist by clicking here.

A Bridge Loan is designed to make your transition from one home to the other as smooth as possible; utilizing your home's equity to help pay for your new home. Contact your WMB Mortgage Specialist today to learn more about our Bridge Loans. Watch our Bridge Loan video by clicking here. Find your WMB Mortgage Specialist by clicking here.

Get up to $7,500 towards the purchase of your new home with WMB's Welcome Home Mortgage Grant! New homebuyers can get a grant up to $7,500 towards the purchase of your new home. Apply it towards your down payment or your closing cost. The Welcome Home Grant may be sufficient to cover all if not most of your down payment and closing costs. Call us today and say goodbye to your landlord! With Welcome Home Mortgage Grants: - Limited Funds — first come first served - Up to $7,500 for down payment/closing costs for active or honorably discharged military - Income limits apply - Up to $5,000 for down payment/closing costs for non-military Watch our Welcome Home Mortgage video by clicking here. Grants are available beginning March 4. Click here to apply online now!

The Kentucky Housing Corporation has just announced a new round of its Hardest Hit Fund (HHF) Down Payment Assistance Program (DAP). Funds are available on a first-come, first served basis for new reservations beginning today, July 11, 2018. Contact Your WMB Mortgage Specialist Today To See If You Qualify For Down Payment Assistance Funds! HHF DAP Program Guidelines: • $10,000, zero-percent interest, forgivable second mortgage loan with a five-year term. • First-time homebuyers • Property must be located in Jefferson or Hardin County • Income restricted, with a maximum income limitation of $107,625 in Hardin County and $125,125 in Jefferson County • Maximum sales price is $301,294 Stop by, click here to contact your WMB mortgage specialist, or call our offices in Hardin or Jefferson Counties to learn if you qualify!! • In Jefferson County Call: 502-454-5400 • In Hardin County Call: 270-769-5099 We look forward to hearing from you soon! MEMBER FDIC/EQUAL HOUSING LENDER | WILSON & MUIR BANK & TRUST CO. | NMLS #403246

Our Extended Lock In Mortgage Plan buys the time you need to build your home! With our Extended Lock In Mortgage Plan you can: - Lock in your rate for up to one year - Choose between a 15, 20, 30 Year Fixed or ARM Rate - Float down option 30 days prior to closing - Local decision making Contact your WMB Loan Officer to start the application process today by clicking here.

Get $5,000 towards the purchase of your new home with WMB's Welcome Home Mortgage Grant! New homebuyers can get a grant up to $5,000 towards the purchase of your new home. Apply it towards your down payment or your closing cost. The $5,000 Welcome Home Grant may be sufficient to cover all if not most of your down payment and closing costs. Call us today and say goodbye to your landlord! With Welcome Home Mortgage Grants: - Limited Funds — first come first served - Up to $5,000 for downpayment/closing costs - Income limits apply Grants are available beginning March 1. Click here to apply online now! After all, who wouldn’t appreciate $5,000 for the purchase of their home?